Subscord and flatpass are priced the same way: a flat monthly rung, 0% of your sales, your own Stripe account underneath. So start with the part that doesn’t flatter us. Subscord is cheaper from 81 to 500 paid members, by $14 and then $84 a month, and again from 751 and up, by $200. flatpass is cheaper everywhere else, and the first 10 paid members are free on both. What a rung price can’t settle is the setup step — Subscord’s own documentation asks you to paste your Stripe secret key into its dashboard.
Subscord’s rungs as published, August 23, 2026. Its setup documentation re-read September 4, 2026.
Connecting Stripe to Subscord
Connecting Stripe to flatpass
A competitor can answer a price with a price. The other difference on this page they would have to rebuild to answer.
The honest version
Both platforms take 0% of your card sales, both settle into your own Stripe account, and both meter you on subscribers rather than on revenue — so the fee comparison is two ladders against each other, and it goes both ways. flatpass is free to 15 paid members where Subscord’s free rung stops at 10, and cheaper from 11 to 80 and again from 501 to 750. Subscord is cheaper from 81 to 500 paid members — by $14 a month up to 200, then $84 — and again from 751 and up, by $200. That is what you pay to keep your Stripe secret key out of someone else's database. What a price can’t settle is the setup step: Subscord’s own documentation asks you to paste your Stripe secret key into its dashboard, where flatpass asks you to authorize a Stripe Connect Standard account inside Stripe. Subscord rungs as published, August 23, 2026.
Subscord's getting-started documentation tells you to find your Stripe API keys and paste the public and secret keys into its dashboard. A secret key has no scopes: it can create charges, issue refunds, read every customer on the account and change its settings, and the platform stores it. Withdrawing one means rolling it, which moves every other integration on that key too. flatpass never asks for a key — you authorize a Stripe Connect Standard account on Stripe's own screens, and you revoke it from your own dashboard.
Subscord is cheaper from 81 to 500 paid members, by $14 and then $84 a month, and again from 751 and up, by $200. flatpass is cheaper at the two ends — 11 to 80 paid members and 501 to 750, by $50 a month at the top of that stretch — and the first 10 are free on both. Neither platform takes a percentage of a sale at any rung, so this is two ladders against each other and nothing else. flatpass is not the cheapest flat-fee tool on the market, and this page will not tell you it is.
flatpass is EU-based (Germany): the invoices you get are EU invoices, from a company inside the jurisdiction whose rules it follows. It is also Stripe and nothing else. Subscord takes crypto at 0.5% plus gas — worth having if your members ask for it, and a second payment rail to reconcile and account for if they don't. flatpass would rather have one settlement account and one refund path.
The query that brings people here, answered before the sales pitch.
Yes. It is a real product with live, published pricing, it charges 0% of card sales the way it says it does, and its rungs have not moved between two readings three weeks apart — August 23, 2026 and September 4, 2026. Nothing on this page is an accusation, and none of what follows is about the company’s intentions.
What is worth checking before you connect any tool to your Stripe account is the shape of the permission it asks for. Subscord’s getting-started documentation instructs you to find your Stripe API keys and “paste the public and secret keys” into its dashboard. Stripe’s own documentation on API keys describes a secret key as carrying unrestricted permissions across all of Stripe’s APIs, recommends restricted keys for new integrations instead, and describes rotation — rolling the key — as the way one is revoked. So the practical questions are: what could be done with that key, and what does it take to withdraw it? The answers are “everything your own account can do” and “roll it, and move every other integration that used it”.
flatpass is built the other way round, and that is the substance of this comparison rather than the $14–$84 a month Subscord saves a mid-sized server. Both of us take 0% and both of us settle into your own Stripe account; the credential is the part that differs.
Both charge 0% of sales and both run on your own Stripe, so card processing is the same number on each side and cancels out. What's left is the rungs.
| Paid members | flatpass | Subscord | Cheaper, and by |
|---|---|---|---|
| 1–10paid members | $0a month | $0a month | Neitherboth are free here |
| 11–15paid members | $0a month | $39a month | flatpassby $39 a month |
| 16–50paid members | $29a month | $39a month | flatpassby $10 a month |
| 51–80paid members | $29a month | $65a month | flatpassby $36 a month |
| 81–200paid members | $79a month | $65a month | Subscordby $14 a month |
| 201–500paid members | $149a month | $65a month | Subscordby $84 a month |
| 501–750paid members | $149a month | $199a month | flatpassby $50 a month |
| 751 and upno cap on either side | $399a month | $199a month | Subscordby $200 a month |
Paid members, scanned one at a time to 5,000; the last row is open-ended because both top rungs are. Unlike every other comparison on this site, this one does not depend on a modelled membership price — both platforms charge Stripe’s own rate on the seller’s own account, 2.9% + $0.30 at the US card rate modelled here, so processing is identical on both sides at any price and divides out. Your Stripe rate may differ. flatpass meters active paid members summed across every server you run; Subscord meters active subscribers.
Subscord’s rungs — $0 up to 10 · $39 up to 50 · $65 up to 500 · $199 unlimited, metered on active subscribers — read on subscord.com’s pricing section, verified August 23, 2026 and re-read unchanged September 4, 2026. The setup instruction quoted on this page is from Subscord’s getting-started documentation, read September 4, 2026. Stripe’s documentation on API keys gives secret keys unrestricted permissions across all Stripe APIs, recommends restricted keys for new integrations, and defines rotating a key as revoking it and issuing a replacement — so every integration on the old key has to move. Connect Standard accounts are conventional Stripe accounts whose holder signs in to the full Stripe dashboard, which is what makes the grant revocable from the seller’s side. flatpass’s rungs are the ladder every page on this site renders — see pricing.
Including the rows where Subscord has something flatpass doesn't.
| flatpass | Subscord | |
|---|---|---|
| How Stripe is connected | Stripe Connect Standard — you authorize it on Stripe's own screens | You paste your Stripe public and secret API keys into Subscord |
| Who holds a credential | Nobody — flatpass never sees a Stripe key | Subscord stores the secret key you paste |
| Turning access off | Revoke it in your own Stripe dashboard | Roll the key in Stripe — every other integration on it moves too |
| Cut of your sales | 0% at every rung | 0% on card sales |
| What you're metered on | Active paid members, summed across every server you run | Active subscribers |
| The rungs | $0 up to 15 · $29 up to 80 · $79 up to 200 · $149 up to 750 · $399 unlimited | $0 up to 10 · $39 up to 50 · $65 up to 500 · $199 unlimited |
| Crypto | No — Stripe only | ETH, USDC, SOL and others at 0.5% + gas |
| Where the company is | Germany — EU invoicing | Not stated on its site |
| Where your members came from | First-party invite analytics on every link | Not stated on its pricing section |
| Promo codes and trials | On every rung — codes, comps and per-server free trials | Not stated on its pricing section |
| What the other one has that this one doesn't | No affiliate program for your own members — not built | Crypto checkout, a guild affiliate program on its $65 rung and up, and an unlimited rung at half the price of ours |
Subscord pricing and features as published, August 23, 2026; setup documentation read September 4, 2026 — sources above. “Not stated” means exactly that: the figure is absent from the page, not that the feature is missing. Every platform’s published rates, each with its own date: Discord monetization fees by platform →
Weighing a platform that takes a percentage instead? flatpass vs Whop and flatpass vs LaunchPass run the same comparison against a 3% and a 3.5% cut — where a flat fee wins above a volume rather than inside a band.
Your subscriptions are already in your own Stripe. What has to move is permission.
Step 1 · ~10 min
Install the bot, pick your country, and finish the authorization on Stripe's own onboarding screens. Live-mode onboarding takes about ten minutes and wants photo ID and bank details — that is Stripe asking, and none of it passes through flatpass.
Step 2 · ~5 min
Pick your Discord roles, set your prices. Your invite page builds itself. The subscriptions Subscord created keep billing in the same Stripe account, so nothing has to be migrated and no member re-enters a card.
Step 3 · ~2 min
In your Stripe dashboard, under API keys, roll the secret key Subscord is holding. Do it once your members have moved, because rolling it is what stops Subscord charging on your account — and update anything else that was using the same key.
Yes. Subscord is a real product with live, published pricing — four rungs from $0 to $199 a month, read on subscord.com and verified August 23, 2026, re-read unchanged on September 4, 2026 — and it charges 0% of card sales as advertised. What is worth checking before you sign up is not whether the company exists but how it asks to be connected to your money: its own getting-started documentation, read September 4, 2026, tells you to paste your Stripe public and secret keys into Subscord. A secret key is unscoped and the only way to withdraw one is to roll it. That is a published design choice you can check in one click.
Sometimes, and the honest answer has four parts. The first 10 paid members are a tie: both platforms are free there. flatpass is cheaper from 11 to 80 — our free rung runs to 15 where theirs stops at 10, and our $29 covers 80 members where their first paid rung is $39 for 50 — and cheaper again from 501 to 750, by $50 a month. Subscord is cheaper from 81 to 500 paid members, by $14 and then $84 a month, and again from 751 and up, by $200. Card processing is in none of that: both platforms run on your own Stripe account, so it is the same number on each side and cancels out. The rung-by-rung table is above, and every platform's published rates, each with its own date, are on the fee dataset.
An API key is a credential you copy out of your Stripe account and hand to somebody. A Stripe secret key carries no scopes at all — Stripe's own key documentation classifies secret keys as having unrestricted access and recommends restricted keys for new integrations — so the holder can charge, refund, read your whole customer list and change your settings, and the platform stores it to do its job. Taking it back means rolling the key, and everything else that used it has to move to the replacement. Stripe Connect Standard is the other shape: flatpass creates a connected account, you complete the authorization on Stripe's own screens rather than in our dashboard, and what flatpass gets is a scoped grant against that account. We never see a key, you keep a full Stripe dashboard, you are the merchant of record, and you can revoke us there without touching anything else you have connected.
Yes, and there is nothing to migrate, because nothing was ever held anywhere else: the subscriptions Subscord created live in your own Stripe account and keep billing there. Add flatpass, authorize Stripe, recreate your tiers, and point new members at your flatpass invite page. Then do the step most switching guides leave out — open your Stripe dashboard and roll the secret key you gave Subscord, once your members have moved, and update anything else that was using the same key.
No, and not by accident. Subscord takes ETH, USDC, SOL and other coins at 0.5% plus network gas, which is a genuine feature if your members want to pay that way. flatpass is Stripe and nothing else: one settlement account, one set of records, one refund path, and no second payment rail to reconcile or account for. If crypto checkout is a requirement for you, Subscord has it and flatpass does not.
flatpass is EU-based (Germany), so your invoices are EU invoices and the company behind the software sits in the same jurisdiction as the data-protection rules it has to follow. It works with Stripe accounts in any country Stripe supports — you pick your country during onboarding, price in your own currency, and members see local prices at checkout. Subscord states no location on its own site as of September 4, 2026, which is a fact about the page rather than about the company.
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