Whop takes roughly 5.7–7% of each sale on a typical Discord community: 2.7% + $0.30 card processing, plus a 3% platform fee on automation-gated sales, plus $2.50–5% to move money out of your Whop balance. Here's every fee in one table — dated, sourced, and compared against a flat fee.
Rates verified August 3, 2026
A $100 sale on Whop
→ your Whop balance (withdrawal fee applies)
A $100 sale on flatpass
→ your Stripe account
flatpass fee: $0 per sale · flat monthly tiers from $0Whop's pricing page lists the processing rate. The rest is spread across its fee docs — and one fee isn't published at all.
TL;DR
As of August 3, 2026: Whop has no monthly fee. Selling Discord access costs 2.7% + $0.30 in card processing plus a 3% platform fee on automation-gated sales — about 5.7% + $0.30 per domestic sale — and withdrawing your balance costs $2.50 to 5% more depending on method. Most Discord sellers land around 6–7% effective.
| Fee | Rate | When it applies |
|---|---|---|
| Card processing (domestic) | 2.7% + $0.30 | Every successful card sale |
| International cards | +1.5% | Cards issued outside the US |
| Currency conversion | +1% | Sales that settle in another currency |
| Platform fee — automated salesNot listed on Whop’s public pricing pages | +3% | Sales gated through a Whop automation: Discord, Telegram, or TradingView. If you sell Discord access, this is every sale. |
| Financing (Klarna / Afterpay) | 15% | Sales paid through Whop's financing partners |
Sales don’t land in your bank — they accrue to a Whop balance, and every route out has a price:
| Payout method | Fee | What it covers |
|---|---|---|
| ACH transfer (next-day) | $2.50 | Standard withdrawal to a US bank |
| Instant transfer | 4% + $1 | Straight to your bank or debit card |
| Venmo / Cash App / crypto | 5% + $1 | P2P and crypto withdrawals |
| Wire | $23 | Domestic or international wire |
For contrast: on platforms built on your own Stripe account — flatpass included — there is no withdrawal step. Stripe settles to your bank on its regular schedule, free.
Processing, international, financing, and payout rates per whop.com/network/pricing and docs.whop.com/fees, retrieved August 3, 2026. The 3% platform fee on automation-gated sales is not listed on Whop’s public pricing pages as of the same date; independent 2026 fee breakdowns — Ruzuku, Group.app, Dodo Payments, WhatPayment — document the same rate. Optional add-ons (payment orchestration ~0.8%, billing automation ~0.5%, tax handling ~0.5%) stack further per transaction if enabled.
All-in — platform fee and card processing at published rates. Drag to your monthly sales.
All-in at a $35/month membership — the $0.30 fixed fee weighs heavier on smaller prices, and the same assumption is what turns your volume into the 57 paid members our tier is metered on. Payout fees not included.
| flatpass | Whop | You keep the difference | |
|---|---|---|---|
| $1,000/mo in sales | $67 | $66 | — |
| $5,000/mo in sales | $267 | $328 | $61/mo |
| $10,000/mo in sales | $525 | $656 | $131/mo |
All-in monthly cost at a $35/month membership — which also fixes the member count our tier is metered on, so the $1,000 row is the Starter tier and the $10,000 row is Scale. flatpass sellers pay Stripe’s standard 2.9% + $0.30 on their own account; Whop’s own processing is 2.7% + $0.30 plus its 3% platform fee on Discord-gated sales. At $1,000/month Whop is genuinely the cheaper bill — the flat tier starts winning from about $1,036 and never stops.
Fees are half the story. The full head-to-head — payouts, customer ownership, migration — is on the flatpass vs Whop page →
Until May 2025, sales through Whop’s Discover marketplace carried a 30% commission — and that’s still the number many fee guides quote. Whop removed it: marketplace sales now settle at the same rates as direct sales, everything in the table above. So if a page tells you Whop takes 30%, it’s out of date. What that change didn’t touch: the 3% platform fee on automation-gated sales and the payout pricing — the fees that were never in the headline to begin with.
For a typical Discord community, about 5.7% + $0.30 per domestic sale: 2.7% + $0.30 card processing plus the 3% platform fee on automation-gated sales. International cards add 1.5% and currency conversion 1%, and withdrawing your balance costs $2.50–5% depending on method — most sellers land around 6–7% effective. (As of August 3, 2026.)
No. Whop is pay-as-you-go, with no subscription and no setup fee. The trade is that its percentages scale with your revenue forever: about $328/month in fees at $5,000/month in sales, about $656 at $10,000. Flat-fee platforms invert that trade — cheap at scale, and worth less below roughly $1,036/month, though flatpass is free until you have 15 paid members.
Sales that run through a Whop automation — Discord, Telegram, or TradingView gating — carry a 3% platform fee on top of card processing. Gating access is the reason most communities use Whop, so in practice it applies to every sale. As of August 3, 2026 it isn't listed on Whop's public pricing pages; independent 2026 fee breakdowns (Ruzuku, Group.app, Dodo Payments, WhatPayment) all document it.
No. The 30% commission applied to sales through Whop's Discover marketplace and was removed in May 2025 — marketplace sales now pay the same rates as direct sales. Fee guides still quoting 30% are out of date.
Sales accrue to a Whop balance, and moving it to your bank is priced by method: $2.50 for next-day ACH, 4% + $1 instant, 5% + $1 to Venmo, Cash App, or crypto, and about $23 by wire (docs.whop.com/fees, August 3, 2026). Recurring Trustpilot reviews also describe payout holds; on your own Stripe account there is no withdrawal step at all.
Between your sixteenth paid member and roughly $1,036 a month in sales, yes — percentages beat a flat fee when there’s little volume, and below that flatpass is free. Above it they don’t: at $5,000/month Whop’s stack runs about $328 all-in versus $267 on flatpass; at $10,000, $656 versus $525. The full head-to-head is on the flatpass vs Whop page.
Free up to 15 paid members · 0% of sales · Your own Stripe account